CREDIT REPAIR (FES PROTECTION PLAN MEMBERSHIP)
Our credit restoration service is available through the The FES Protection Plan. Our protection plan is a powerful program which encompasses many of our unique financial products for less than $100 a month. Unlike any other financial service on the market, the FES Protection Plan is designed to cover all aspects of your financial portfolio. You can access your easy-to-use online portal at any time and our customer service team is available to answer any questions. Keep yourself, your family and your financial assets protected with the FES Protection Plan.
Check out the image to the left for a list of products/services included in the FES Protection Plan.
Financial Education Services donates $2 from every FES Protection Plan payment to the Youth Financial Literacy Foundation.
Understanding how your credit score is calculated and how to read your credit report are the first steps in improving your current standing. Our Credit Education Center offers a wide variety of educational services, credit tips and resources to help you take the necessary steps to enhance your credit score and manage your financial life. Improve your score by identifying the accounts that need immediate attention and why, and understand the impact of the amount of credit you are using.
Manage all your online accounts in one place, integrated with your credit and identity. You can use Action buttons to ask your creditor a question about your account or a transaction. No phone calls or writing letters are necessary. We automatically track and update your account balances, bills coming due and transactions every day. Access your interactive credit report, which is now easy to read, search or find anything quickly, view more or less detail. It also includes your credit score, auto score, insurance score and even a hiring risk index for job seekers. Get alerts to your phone or email that someone opened credit in your name. Then use the Action button to stop the thieves.
We love to help people. We fix people’s credit reports in a legally and trustworthy manner and fight abusive debt collectors. We turn victims into victors as we step into an otherwise unfair fight started by debt collectors, creditors and credit reporting agencies. We are focused on you and not just your case. Our lawyers and paralegals band together to analyze your case and situation from all angles to bring about the best result in the quickest manner. We will work with you to determine your case eligibility and aim to stop debt harassment & clean up difficult to remove credit report errors from your credit file.
SECURED CREDIT CARD
The First Progress Platinum MasterCard® Secured Credit Card is a full-feature Platinum MasterCard® with a credit line based on a security deposit rather than on a credit score. You post a security deposit to establish your credit line and that deposit serves as collateral for your obligations on the secured credit card account. The card is designed to advance the accumulation of new information in a credit file by reporting account activity to all three of the major national credit bureaus every month. And because it’s a full-feature Platinum MasterCard®, the card provides the protection, convenience, and prestige of the worldwide MasterCard® system.
First Progress Platinum MasterCard® Secured Credit Cards are issued by Synovus Bank, Columbus, GA, member FDIC.
11.99% Variable APR for Purchases
18.99% Variable APR for Cash Advances.
The Cash Advance Transaction Fee is $10 or 3% of each Cash Advance, whichever is greater
$44 Annual Fee
DebtZero is a clear guide on how to more efficiently pay down your debt. Taking into account your debt obligations and interest, the system will show you exactly how to properly allocate your money towards your monthly payments using nothing more than your current income, in order to speed up you debt payoff. Not only will it map out the thousands of dollars you will be saving in interest by paying off your debt significantly earlier than expected, but it will show you the amount of hard earned money you can save by eliminating unnecessary years of interest payments!
If you’re like most families, one person is generally designated to handle the financial aspects of the household. Or, if you’re single, you may be the only person who knows the type and location of your financial accounts. What if your loved ones suddenly found themselves in the position of taking over your finances without warning? Would they be able to locate insurance, bank and financial records in the event of an emergency? My Financial Lockbox is an online solution that enables you to store financial data in a single, secure, password-protected location for easy access by you or loved ones that you select and authorize.
LIFELOCK IDENTITY THEFT PROTECTION
LifeLock uses proprietary technology that searches† for potential threats to your identity. If they detect activity using your personal information, you receive an alert†, and if you’re ever victimized by identity theft, a U.S.-Based Identity Restoration specialist will be dedicated to your case.
LifeLock does more than free credit monitoring to help protect your credit. We scan hundreds of millions of transactions a second using proprietary technology and when activity occurs involving your information, you're alerted† by email, text or a phone call. You can respond to confirm whether the activity is legitimate, and if it's not, a U.S.-based Identity Restoration Specialist will help you resolve the issue. Plus, if you’re a victim of identity theft, LifeLock helps protect you with our Million Dollar Protection™ Package, including coverage for lawyers and experts, if needed.
CREDIT MY RENT
If you’re a renter, your largest monthly expense is probably your rent payment. Yet you don’t build your credit score by paying your rent on time. You can be penalized on your credit report for a rental eviction but you aren’t rewarded for being a responsible renter and making your rent payments. This puts you at a disadvantage because you’re not building credit with a major monthly expense. Homeowners build their credit score by paying their mortgage. It’s time you build your credit score by paying your rent.
Build Credit Without Going Into Debt
Get Credit For Your Last 2 Years of Rent Today